If you want to avoid all of these issues, using a handy expenses tracker should be at the top of your list.ģ. Later on, we’re left with crippling credit card debts, family issues and loads of stress. Too often, we spend money without thinking. It lets you know exactly what is going on in your financial life. Needless to say, the rest of my month did not go too well and to this day, I’ve taken care not to be so careless again.Ģ. It wasn’t until I got home an updated my expense tracker that I got shocked. While I was out, I knew I was spending quite a bit, but I brushed it out of mind. I remember one day I went out with friends and unconsciously spent $700 frivolously without even noticing it. It’s very easy for us to underestimate just how much our spending adds up when we spend $60 here and $250 there and yet another $90 there on things we do not need. First and foremost, it helps you to get a clear picture of how you’re doing money-wise every month. Here are some of the most useful benefits of an expense tracker in your bullet journal:ġ. Unlike the apps that may so foreign, your bujo might feel like the perfect place to track your money! For me, I use my bullet journal every single day, therefore taking notes of my expenses while they’re still fresh in my mind is something that happens quite easily for me. Since you’ve started to use your bullet journal, like me, you may have gotten the sense that you’ve finally found a place and a tool to keep you accountable for all aspects of your life. You can use budget printables, apps, online software and so much more. There are a lot of other ways to track your spending. Tracking your spending in your bullet journal You can then decide whether you need to improve your spending or if you’re on the right track. Once you start keeping track of your expenses, there is no more guesswork about what you do with your money every month. So, if you find that you spend a lot of money every month that you could be put to better use, an expense tracker can help you. They’re done mainly on a month by month basis to get you to assess your spending habits. What is a bullet journal expense tracker?Ī bullet journal expense tracker is a simple page in your bullet journal where you write down and track things like how much money you spend when you spend that money, and where you spent your money for a certain time period. Or I’m not sure if it is because I just enjoy making the beautiful finance spreads that are floating over the interest.īut, tracking my expenses in my bullet journal works and I’m sure it will work for you too. Or if it’s because my bullet journal to me symbolizes me taking control of my life…by extension my money. doing it in a notebook where I can easily access everything. I’m not sure if this is because I’m more …. However since I’ve started using my billet journal, I’ve gotten more and more interested in budgeting and keeping up to date with my finances. Then ultimately I would forget about them altogether. I would get budget printables that worked fine at first, but, I would start misplacing them too. I would get budget apps and fall off that bandwagon by the second week of using them. However, beyond this, I never paid much attention to anything else. I even knew what my bills cost every month and I paid them diligently. This is why these bullet journal expense tracker ideas will help you a lot! One thing in particular many of us deal with is keeping an eye on our spending. However, many of us may not necessarily like dealing with money or, may not know how to properly manage it. They’re something that we all have to deal with at some point in our lives. Please read my disclosure for more information.įinances.
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